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Bhupi Panesar approaches our communications on the Internet with respect for and commitment to protecting the privacy rights of our visitors.

Website usage/information collection

When you visit the Bhupi Panesar website, we use Google Analytics to obtain information from you about the browser and type of computer you are using, the website that referred you to us, the pages you request, and the date and time of those requests. We use this information on an aggregate basis (in other words, the personal information of the individual is pooled into a group of information such that the personal information cannot be identified with an individual) to generate statistics and measure site activity to improve the usefulness of our site.
We neither collect nor store personally identifiable information, such as your name, mailing address, email addresses, or phone number, unless you voluntarily provide that information.

Cookies

A cookie is a piece of data stored on the user's hard drive containing information about the user. We cannot access cookies from other sites, nor track other sites you visit using our cookies. We do use cookies to facilitate your online visit by maintaining data that you provide for online activities and forms so that you will not need to resubmit certain information.

You have choices with respect to cookies. By modifying your Internet browser preferences, you have the ability to accept all cookies, to be notified when a cookie is set, or to reject all cookies. Please note that, if you choose to reject all cookies you will be unable to use those services or engage in activities that require the placement of cookies.

When We Use Cookies

Bhupi Panesar will make use of cookies when required to identify ongoing sessions with individual online visitors. Examples include:

• To prevent abuse of online surveys, questionnaires, and forms
• To provide customized content and user-interface features to visitors who have specifically requested such services
• Opting out of Email Lists and Newsletters
• People who subscribe to email lists or newsletters via the website will receive periodic updates from Bhupi Panesar by email. You may opt out of receiving future information via email by using the unsubscribe procedure specified on the email message.

Outside Links

This site contains hypertext links to other sites. Bhupi Panesar is not responsible for the privacy practices or the content of any website to which we provide links. Our privacy policy does not apply to the sites of third parties to which we link. Instead, we encourage you to review the policies of these sites yourself upon your arrival.

Security

We have taken technical, administrative, and physical security steps to protect the personal information collected from visitors on our websites with an appropriate level of security. However, there are some things that you can do to help protect the security of your personal information as well. For instance, you should never give out your username or password. Also, every user should sign out of their internet account and close their browser window when they finish surfing the Web so that other people using the same computer won't have access to their information.

Note: If you send us an email, you should know that email, as a technology, is not necessarily secure against interception.

Notification of Changes

Bhupi Panesar may modify this policy from time to time. If that happens, notification of such changes will be posted along with the latest version of this privacy statement.

Contact us

You can contact us using our online contact form.

You also may contact us by telephone: (519) 741-7007

Bhupi Panesar ("us", "we", or "our") uses cookies on Bhupi Panesar.com (the "Service"). By using the Service, you consent to the use of cookies.
Our Cookies Policy explains what cookies are, how we use cookies, how third-parties we may partner with may use cookies on the Service, your choices regarding cookies and further information about cookies.

What are cookies

Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you.

Cookies can be "persistent" or "session" cookies.

How Bhupi Panesar uses cookies

When you use and access the Service, we may place a number of cookies files in your web browser.

We use cookies for the following purposes: to enable certain functions of the Service, to provide analytics, to store your preferences, to enable advertisements delivery, including behavioral advertising.

We use both session and persistent cookies on the Service and we use different types of cookies to run the Service:

• Essential cookies. We may use essential cookies to authenticate users and prevent fraudulent use of user accounts.

Third-party cookies

In addition to our own cookies, we may also use various third-parties cookies to report usage statistics of the Service, deliver advertisements on and through the Service, and so on.

What are your choices regarding cookies

If you'd like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser.

Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

Where can you find more information about cookies

You can learn more about cookies and the following third-party websites:

AllAboutCookies: http://www.allaboutcookies.org/
Network Advertising Initiative: http://www.networkadvertising.org/

These terms of use (these “Terms”) represent an agreement between you and Bhupi Panesar (“we”, “us” or “BHUPI PANESAR”) and govern your use of our websites at www.bhupipanesar.com www.manadalas4you.com, www.henna4you.com and other sites created by us from time to time (our “sites”) and any products or services made available by means of any of these sites (the “Products”). We refer to the sites and the Products collectively in these terms as the “Services”. By using any of the services, you acknowledge that you have read, understood, and agree to be bound by and comply with these terms.

Services

BHUPI PANESAR grants you a non-exclusive, non-transferable, revocable license to use the Services, including the Products (subject to payment, where applicable), for your personal use only, in accordance with these Terms. We reserve all rights that we do not expressly grant in these Terms. We may change, suspend or discontinue any aspect of the Services at any time, including the availability of any feature or content. Without limitation of any of our other rights or remedies at law, in equity or under these Terms, we may terminate your license to use the Services, in whole or in part, including your right to use any Products, without providing any refund or canceling your obligation to make installment payments where applicable, if we determine, in our sole discretion, that you have breached or violated any of the provisions of these Terms.

Payment

You may purchase licenses to certain Products through a one-time payment or in monthly installments, as specified. When you make a purchase, you authorise us to charge the credit, debit card or PayPal account you provide on a one-time or monthly basis, depending on which payment plan you elect.

We reserve the right to cancel any order for any reason. Possible reasons for cancellation include; but are not limited to the following: fraudulent or potential orders, incorrect pricing or non-payment.

Refunds

Each of the Products sold on this Site has its own refund policy. If you have questions, please email us at This email address is being protected from spambots. You need JavaScript enabled to view it. before you purchase.

If you receive a refund for a Product, you will have no further right to use that Product. We will have the sole discretion to determine whether you satisfy the eligibility criteria for a refund. For the avoidance of doubt, unless you are eligible to receive a refund, as provided herein, your obligation to continue to make all monthly payments with respect to a purchase shall remain in effect, notwithstanding the cancellation or termination of the applicable license for such Product.

Your Content

We may provide the opportunity for you to provide content or materials (“Your Content”) by means of the Services, including by commenting on blog posts, by communicating with us directly or through other forums. You grant to us and our affiliates a non-exclusive, perpetual, irrevocable, royalty-free, worldwide, assignable, transferrable, right and license to reproduce, display, perform, transmit, modify, publish, create derivative works from and otherwise use Your Content in any formats or media now known or hereafter devised, in connection with our provision or promotion of information products or services.

Your Conduct

You agree that you will not:

1. use the Services in a manner that (a) violates any applicable international, Canadian or local laws, regulations, rules, ordinances, statutes, requirements, codes or orders of any governmental or judicial authorities; (b) is fraudulent, deceptive or misleading; (c) is threatening, harassing, discriminatory, libelous, defamatory, pornographic or obscene; (d) violates anyone’s rights of privacy, publicity or other rights; (e) violates any contractual or fiduciary obligations; (f) infringes on any copyrights, trademarks, service marks, trade secrets, patents or other intellectual property rights (collectively, “Intellectual Property Rights”); (g) has an adverse effect on our business, reputation or ability to provide Services; or (h) would otherwise be reasonably deemed objectionable under the circumstances;
2. violate any program guidelines applicable to the use of particular Products or interfere with, impair or disrupt the ability of others to use such Products;
3. reverse engineer, decompile or disassemble any portion of the Services;
4. interfere with the ability of others or permit any unauthorised access to or use of any Products that you have licensed or to any password applicable to your account for the Services;
5. use, redistribute or resell any of the Products or other content of the Services, other than such unremunerated sharing via social media as may be authorised on the Services or otherwise in writing by us; or
6. reproduce, modify, display, distribute, sell, resell, distribute, publish, disclose, videotape, share, divulge, transfer, exploit or create derivative works from any of the Services, including any Products, in whole or in part, except as expressly provided in these Terms.

Proprietary Rights

As between you and us, we own the Services, including the Products, and any and all graphics, photographs, images, artwork, text, fonts, software and other technology, and the contents, design, layout, functions, appearance and other intellectual property, comprising the Services. The foregoing ownership rights include all Intellectual Property Rights inherent in or appurtenant to the Services. Without limitation of the foregoing, the Services contain proprietary material of BHUPI PANESAR, which is protected by copyright and other laws respecting proprietary rights. The Services are also protected by copyright as a collective work and/or compilation, pursuant to Canadian copyright laws, international conventions, and other copyright laws. BHUPI PANESAR retains all rights in the Services, including all copyright and other proprietary rights worldwide in all media. You may not use the Services except as expressly permitted under these Terms.

Representations and Warranties

You represent and warrant: (a) that you own all Intellectual Property Rights in Your Content and have the right to provide Your Content via the Services for use as contemplated herein, and (b) that you are at least eighteen (18) years old.

Indemnity

You agree to indemnify, defend and hold harmless BHUPI PANESAR and its affiliates, and all officers, directors, owners, agents, or licensors thereof (collectively, the “Indemnified Parties”) from and against any and all losses, damages, liabilities and costs, including reasonable attorneys’ fees, sustained by the Indemnified Parties in connection with any claim arising out of Your Content, your use of our Products, or any breach by you or any user of your account of these Terms. You shall cooperate as fully as reasonably required in the defense of any such claim. BHUPI PANESAR reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you.

Disclaimers, Limitations of Liability

1. You assume all responsibility and risk for your use of the services. The services, including any products, are provided “as is” without representations or warranties of any kind, either express or implied, including warranties of title, non-infringement, or implied warranties of merchantability or fitness for a particular purpose.
2. While we make good faith efforts to include substantially accurate information in the services, errors or omissions may occur. If we receive notice of errors or omissions, we will make reasonable efforts to correct them in due course; but we make no representations or warranties regarding the accuracy, completeness, performance, currency, or fitness for a particular purpose of the services, that the services will meet your requirements, or as to the results that will be derived from using any of the information included in the services.
3. In no event shall BHUPI PANESAR or its affiliates be liable for any indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with your use of, delay in using, or inability to use the services. Our liability for any direct damages shall be limited to the amount of fees you have paid for the products giving rise to such liability. Some provinces or jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages and thus the above limitation may not apply to you. If this limitation of liability or the exclusion of warranty set forth above is held inapplicable or unenforceable for any reason, BHUPI PANESAR’s maximum liability for any type of damages shall be limited to the lesser of (i) a refund of the amount paid for the product at issue, or $100.
4. you assume all responsibilities and obligations with respect to any decisions, advice, conclusions or recommendations made or given as a result of the use of the services, including without limitation any decision made or action taken by you in reliance upon products. The services shall not constitute or be construed as a recommendation, solicitation, offer or opinion by BHUPI PANESAR or our affiliates, principals or content providers, for any financial transaction or the purchase of any financial instrument, including but not limited to securities, or any kind of investment. Past performance is no guarantee of future results.
5. you assume all responsibility and risk for your use of the services. There is no guarantee that you will earn any money or achieve any particular results using the techniques and ideas provided in connection with the services. All information provided in connection with the services is intended for educational purposes only, for a general audience, and not as specific advice tailored for an individual or business. None of the information provided in connection with the services shall be construed to constitute medical, psychological, financial or accounting, legal or other professional advice; we urge you to consult with an appropriate licensed professional if you seek any such advice.

Privacy

Your use of the Services is subject to our Privacy Policy, which is incorporated into these Terms. By using any of the Services, you acknowledge and consent to our collection and use of information as set forth in the privacy policy.

Changes

We may modify these Terms at any time by posting changes on the Sites; however, (i) these changes will only become effective and binding with respect to you after we provide notice on the Sites that these Terms have changed and you first use any of the Services following the date of such posting, (ii) the changes will only apply with respect to your use of the Services after such changes become effective, and (iii) any change in payment obligations will only apply to your subsequent purchases on, or usage of, the Services. If at any time you find these Terms unacceptable and do not agree with them, you thereafter will have no right to use or access the Services.

Links

The Services may contain links to websites that we do not operate. We are not responsible for the content of any such websites, and you should direct any concerns regarding such websites to their respective site administrators or webmasters.

Miscellaneous

No joint venture, partnership, employment, or agency relationship exists between you and BHUPI PANESAR as a result of these Terms and/or your use of the Services. These Terms shall be effective as of the date accepted by you. These Terms represent the entire agreement between you and BHUPI PANESAR with respect to the subject matter hereof, and supersede any and all prior understandings, statements or representations, whether electronic, oral or written, regarding the Services. BHUPI PANESAR may assign these Terms at its discretion. You may not assign these Terms. No waiver of any obligation or right of either party shall be effective unless in writing, executed by the party against whom it is being enforced. In addition to monetary damages, BHUPI PANESAR shall be entitled to seek equitable relief where appropriate if you breach of any of these Terms. These Terms are severable and may be construed to the extent of their enforceability in light of the parties mutual intent. The titles and subtitles in these Terms are used for convenience only and are not to be considered in construing it. All references herein to “including” and variations thereof shall be deemed to mean, “including, but not limited to.” All references herein to “we,” “our” or variations thereof shall be deemed to refer to BHUPI PANESAR. All references herein to “you,” “your” or variations thereof shall be deemed to refer to you individually, if you are entering into these Terms on an individual basis, and to the corporation, partnership, or other organization or legal entity that you represent, if you are entering into these Terms on behalf of such organization or entity. Notices to you required or permitted hereunder shall be made to you at the most recent email address on file with BHUPI PANESAR. Notices to us shall be sent by email to This email address is being protected from spambots. You need JavaScript enabled to view it. or in writing to Bhupi Panesar, 123 Bunting Road, Apt B, St Catharine’s, ON, L2P 3G6.